Corporate Credit
Project Real Estate Financing
Project financing
- Loans made against assets and income generated by them, debt paid back from cash flow generated by project
- Factories, manufacturing equipment, infrastructure etc.
- Loan period shorter than useful lifetime of assets
- Choice of currency reflects project’s cash-flow
Real estate financing
- Loans made against real estate
- Longer loan period and higher mortgage ratio in cases of regular income from real estate Loans made in ISK or foreign currency
Financing during construction period
- Loans made against assets created during construction
- Loan period is generally short
- Loans chiefly in ISK
Securities and Acquisitions Financing
Securities financing (margin loans)
- Arion Bank has offered such loans for years, backed up by either Icelandic or international securities
- Clients granted loans to buy shares and/or bonds
- Loans only granted for listed securities
- Collateral in securities purchased
- Loan period up to 3 years
- Loans made in ISK or foreign currency
Acquisition financing
- Arion Bank can arrange financing in connection with the following:
- Management takeovers, whether it be MBO or MBI
- Financial restructuring
- Restructuring of companies
- Buying and selling of corporate units
- Financial restructuring based on cash flow or assets
- Mezzanine financing, bond issues as well as general term loans
Working Capital Facilities
Overdraft loans
- Suited to accommodate short-term fluctuations in operations
Revolving capital facilities
- Suited to finance outstanding receivables collected via Arion Bank’s collection system
- Loans made against outstanding receivables
For further information contact Corporate Services.